Banking Reforms in India Consolidation, Restructuring and Performanc

This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of&nbs

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Banking Reforms in India Consolidation, Restructuring and Performance

T.R. Bishnoi and Sofia Devi

Palgrave Macmillan Studies in Banking and Financial Institutions

Series editor Philip Molyneux Bangor University Bangor, UK

Aim of the series The Palgrave Macmillan Studies in Banking and Financial Institutions series is international in orientation and includes studies of banking systems in particular countries or regions as well as contemporary themes such as Islamic Banking, Financial Exclusion, Mergers and Acquisitions, Risk Management, and IT in Banking. The books focus on research and practice and include up to date and innovative studies that cover issues which impact banking systems globally. More information about this series at http://www.springer.com/series/14678

T.R. Bishnoi · Sofia Devi

Banking Reforms in India Consolidation, Restructuring and Performance

T.R. Bishnoi The Maharaja Sayajirao University of Baroda Vadodara, India

Sofia Devi The Maharaja Sayajirao University of Baroda Vadodara, India

Palgrave Macmillan Studies in Banking and Financial Institutions ISBN 978-3-319-55662-8 ISBN 978-3-319-55663-5  (eBook) DOI 10.1007/978-3-319-55663-5 Library of Congress Control Number: 2017936696 © The Editor(s) (if applicable) and The Author(s) 2017 This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Printed on acid-free paper This Palgrave Macmillan imprint is published by Springer Nature The registered company is Springer International Publishing AG The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland

To our family and beloved teachers

Preface

This book is on consolidation, restructuring and banking performance in post reform era of a quarter century. Idea of writing a book on banking reforms germinated with our research paper published on mergers and acquisitions of banks in Economic and Politi