Financial Literacy and Money Script A Caribbean Perspective
Since the financial crisis, everyone is more aware of the need to be financially literate. This book covers a wide range of topics and assures the reader that understanding of one’s money script and more particularly making changes (if necessary
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Christine Sahadeo
Financial Literacy and Money Script
Christine Sahadeo
Financial Literacy and Money Script A Caribbean Perspective
Christine Sahadeo St. Augustine Campus University of the West Indies St. Augustine, Trinidad and Tobago
ISBN 978-3-319-77074-1 ISBN 978-3-319-77075-8 (eBook) https://doi.org/10.1007/978-3-319-77075-8 Library of Congress Control Number: 2018936515 © The Editor(s) (if applicable) and The Author(s) 2018 This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors, and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Cover Credit: Micheal O Fiachra / EyeEm / Getty Printed on acid-free paper This Palgrave Macmillan imprint is published by the registered company Springer International Publishing AG part of Springer Nature. The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland
To my parents (deceased) Sookhranie and Dookin Ram To my husband Ganesh Sahadeo
Acknowledgments
The decision to write this book has many beginnings or roots. Probably the most important was my mother’s approach to financial independence (in particular with regard to her seven daughters), education, and managing one’s life and happiness. My mother was determined that all her children had an opportunity of a good education. This was probably due to the fact that she was denied the opportunity to become a teacher, (owing to the Hindu tradition that females should not work) and wanted to ensure her children were successful, attained financial independence and seized the opportunities that she was denied. At home she taught us about savings, investing, putting aside for a rainy day, and understanding the word “bankruptcy” from an early age. My learning and understanding of the importance of real estate also came from my mother. She proudly explained her decision to move from the lovely village of Surry, Lopinot, to Tacarigua, which had schools, religious establishments, eas
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