Natural Disasters and Individual Behaviour in Developing Countries R

This study investigates the complex link between natural disasters, individual behaviour – in the form of an individual’s risk-taking propensity and level of trust – and the demand for microinsurance. Developing countries are particularly vulnerable to th

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Oliver Fiala

Natural Disasters and Individual Behaviour in Developing Countries Risk, Trust and the Demand for Microinsurance

Contributions to Economics

More information about this series at http://www.springer.com/series/1262

Oliver Fiala

Natural Disasters and Individual Behaviour in Developing Countries Risk, Trust and the Demand for Microinsurance

Oliver Fiala Faculty of Business and Economics TU Dresden Dresden, Germany

ISSN 1431-1933 ISSN 2197-7178 (electronic) Contributions to Economics ISBN 978-3-319-53903-4 ISBN 978-3-319-53904-1 (eBook) DOI 10.1007/978-3-319-53904-1 Library of Congress Control Number: 2017935542 © Springer International Publishing AG 2017 This work is subject to copyright. All rights are reserved by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Printed on acid-free paper This Springer imprint is published by Springer Nature The registered company is Springer International Publishing AG The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland

For Natasha— Best of Wives and Best of Women

Acknowledgements

I would like to thank my supervisor, Prof. Hans Wiesmeth, for his continuous support during my time at TU Dresden and the freedom he gave me to explore my own research interests. I am also grateful for the feedback and encouragement I received from Prof. Marcel Thum, which has helped to shape this publication. Furthermore, I would like to thank my colleagues at TU Dresden for their comments during the early stages of my research and for numerous inspiring conversations through the years. Special thanks go to Dr. Dennis Ha¨ckl for initiating our Cambodian adventures and to our colleagues at the University of Battambang, without whom the field research would not have been possible. I am grateful to the Graduate Academy of TU Dresden for their financial support in the latter stages of the writing process. It is with heartfelt thanks that I acknowledge my entire—n