Seismic risk-coping behavior in rural ethnic minority communities in Dali, China
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Seismic risk‑coping behavior in rural ethnic minority communities in Dali, China Chun‑Min Zhang1 Received: 27 December 2018 / Accepted: 25 June 2020 © Springer Nature B.V. 2020
Abstract The first Chinese Housing Earthquake Insurance (HEI) program was launched in Dali in 2015. Dali is an ethnic minority autonomous prefecture in southwest China, and is severely vulnerable to seismic hazards. This paper aims to understand household-level seismic riskcoping behavior, namely willingness to pay for HEI and structural retrofit, in rural ethnic minority communities (EMC) in Dali, and then to identify factors that could significantly affect their behavior to increase their possibility of successful disaster response. The seismic risk-coping behavior among rural households of EMC in Dali is surveyed and the relationship between their behavior and the affecting factors are measured by the Binary Logit Model. The results indicate that both HEI and structural retrofit are not widely adopted by households; contrarily, most prefer relying on fiscal subsidies to cope with seismic risk instead of taking precautionary action. Their behavior has been found to be positively influenced by risk perception, and negatively affected by fiscal subsidies. Moreover, HEI uptake shows a positive relationship with insurance experience and household income, but a negative correlation with migrant-worker ratios. In addition, households with buildings having higher anti-seismic capacity are more reluctant toward structural retrofit. However, ethnicity, religious belief, age, education and gender have no significant impact on behavior. Results of this work may add to further acquisition of household-level seismic riskcoping behavior adoption among these communities in need, along with providing implications for implementing seismic risk reduction in rural EMC. Keywords Seismic risk-coping behavior · Ethnic minority communities · Willingness to pay · Housing Earthquake Insurance · Structural retrofit · Seismic risk reduction
1 Introduction Seismic hazards are the result of naturally occurring processes of seismic activity, which pose a threat to life, environment or property. Once the seismic threat actually happens and hampers normal community life, then it becomes an earthquake disaster (Quarantelli * Chun‑Min Zhang [email protected] 1
Pan‑Asia Business School, Yunnan Normal University, Kunming 650092, People’s Republic of China
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2001). The United Nations International Strategy for Disaster Reduction (UNISDR) (2016) reported that natural hazards wrought 1.35 million deaths in the 20-year period 1996–2015, and more than half died of earthquakes. Most of these disasters occurred in low- or middle-income countries. The earthquake tolls in China reached 91,700 over this period. This fact made China become one of the top ten countries for earthquake deaths, and for the total number of disaster mortalities worldwide. This high number of deaths underlines the urgency of promoting seismic risk reduc
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