Sustainability of Indian Microfinance Institutions A Mixed Methods A
For any practicing social entrepreneur, building a sustainable organization that stands the test of time remains a formidable challenge. Using a mixed-methods research approach, this book investigates, specifically in the Indian context, the concept of su
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Nadiya Marakkath
Sustainability of Indian Microfinance Institutions A Mixed Methods Approach
Sustainability of Indian Microfinance Institutions
India Studies in Business and Economics
For further volumes: http://www.springer.com/series/11234
Nadiya Marakkath
Sustainability of Indian Microfinance Institutions A Mixed Methods Approach
123
Nadiya Marakkath School of Management & Labour Studies Tata Institute of Social Sciences Centre for Social Entrepreneurship Mumbai, Maharashtra, India
ISBN 978-81-322-1628-5 ISBN 978-81-322-1629-2 (eBook) DOI 10.1007/978-81-322-1629-2 Springer New Delhi Heidelberg New York Dordrecht London © Springer India 2014 This work is subject to copyright. All rights are reserved by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. Exempted from this legal reservation are brief excerpts in connection with reviews or scholarly analysis or material supplied specifically for the purpose of being entered and executed on a computer system, for exclusive use by the purchaser of the work. Duplication of this publication or parts thereof is permitted only under the provisions of the Copyright Law of the Publisher’s location, in its current version, and permission for use must always be obtained from Springer. Permissions for use may be obtained through RightsLink at the Copyright Clearance Center. Violations are liable to prosecution under the respective Copyright Law. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. While the advice and information in this book are believed to be true and accurate at the date of publication, neither the authors nor the editors nor the publisher can accept any legal responsibility for any errors or omissions that may be made. The publisher makes no warranty, express or implied, with respect to the material contained herein. Printed on acid-free paper Springer is part of Springer Science+Business Media (www.springer.com)
Foreword
As the world poured aid money into a bucket of Danaides to quench the thirst of the poor, it searched for solutions which could help the poor raise themselves up without dependency. One insight came from entrepreneurial solutions, but the poor missed at least one vital lubricant for successful microenterprise: credit. Early experiments with microcredit, in Brazil, Bangladesh and Bolivia, led to a glimmer of hope. These microcredit experiments were repeated and the hope turned into belief. They were successfully scaled and replicated in other parts of the
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