Emerging Challenges and Innovations in Microfinance and Financial Inclusion
The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrou
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merging Challenges and Innovations in Microfinance and Financial Inclusion
Michael O’Connor • Joana Silva Afonso Editors
Emerging Challenges and Innovations in Microfinance and Financial Inclusion
Editors Michael O’Connor Portsmouth Business School University of Portsmouth Portsmouth, UK
Joana Silva Afonso Portsmouth Business School University of Portsmouth Portsmouth, UK
ISBN 978-3-030-05260-7 ISBN 978-3-030-05261-4 (eBook) https://doi.org/10.1007/978-3-030-05261-4 © The Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerland AG 2019 This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Cover illustration: Witthaya Prasongsin / Getty Images Cover design by Tjasa Krivec This Palgrave Macmillan imprint is published by the registered company Springer Nature Switzerland AG The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland
Foreword
Microfinance is an unusual discipline, with one foot in the world of business and finance and another in the world of sociology and development economics. This means that the investors and practitioners from the business and finance side get to enjoy the wealth of research that accompanies the developmental side of the field, while academics gain partners and an audience beyond scholars and policymakers. This publication gathers some of the best work from the fifth European Research Conference on Microfinance, organised by the University of Portsmouth, UK, in June 2017. Appropriately for the sector, it spans a wide range of subjects—some directly applicable to practitioners, such as the effectiveness and viability of Islamic finance products, or those aimed at strengthening climate change adaptation. For those actors with a more developmental or social orientation, there is an assessment of lending practice disparity between women and me
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