Islamic Insurance Products Exploring Takaful Principles, Instruments
The growth of Islamic finance today is undeniable given its services, product innovation, performance and achievements, with the Islamic insurance market being no exception; it has retained global market recognition in a parallel platform as Islamic finan
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Islamic Insurance Products
Exploring Takaful Principles, Instruments and Structures
Islamic Insurance Products
Mohd Ma’Sum Billah
Islamic Insurance Products Exploring Takaful Principles, Instruments and Structures
Mohd Ma’Sum Billah Professor of Finance, Insurance, Fintech and Investment Islamic Economics Institute King Abdulaziz University Jaddah, Kingdom of Saudi Arabia
ISBN 978-3-030-17680-8 ISBN 978-3-030-17681-5 (eBook) https://doi.org/10.1007/978-3-030-17681-5 © The Editor(s) (if applicable) and The Author(s) 2019 This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. This Palgrave Macmillan imprint is published by the registered company Springer Nature Switzerland AG The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland
This book is dedicated to the remembrance of my most beloved parents, Allamah Mufti Nur Mohammad (r) and Ustazah Akhtarun Nisa’ (r), who have nourished me with their love and wisdom. May Allah (swt) shower them with His Love and Mercy and grant them Jannat al-Ferdaus Nuzulah. I would also like to dedicate this book to my wife Dr Khamsiah Nawawi and children Dr Ahmad Mu’izz Billah, Ahmad Mu’azz Billah, Ahmad Muniff Billah and Akhtarun Naba’ Billah for their continuous support and sacrifices. May all be blessed with Muwaddau Wa Rahmah, Qurratu A’yun and Mardhaati Allah (swt) in the life and the next. This book is also dedicated to the Ummah and the whole of humanity.
Foreword
ROYAL MESSAGE FROM HIS ROYAL HIGHNESS THE CROWN PRINCE OF PERLIS DYTM TUANKU SYED FAIZUDDIN PUTRA JAMALULLAIL AS THE PRESIDENT OF THE PERLIS ISLAMIC RELIGIOUS AND MALAY CUSTOMS COUNCIL (MAIPs).
Assalamualaikum Warahmatullahi Wabarakatuh “Raja Berdaulat, Rakyat Berilmu, Negeri Sejahtera, Perlis Maju”. All praises to Allah Subhanahu Wa Ta’ala, blessings to our beloved Muhammad Salallahualaihi Wasallam, his companion
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