The Future of FinTech Integrating Finance and Technology in Financia

This book provides an introduction to the state of the art in financial technology (FinTech) and the current applications of FinTech in digital banking. It is a comprehensive guide to the various technologies, products, processes, and business m

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The Future of FinTech Integrating Finance and Technology in Financial Services

Bernardo Nicoletti

Palgrave Studies in Financial Services Technology Series Editor Bernardo Nicoletti Rome, Italy

The Palgrave Studies in Financial Services Technology series features original research from leading and emerging scholars on contemporary issues and developments in financial services technology. Falling into 4 broad categories: channels, payments, credit, and governance; topics covered include payments, mobile payments, trading and foreign transactions, big data, risk, compliance, and business intelligence to support consumer and commercial financial services. Covering all topics within the life cycle of financial services, from channels to risk management, from security to advanced applications, from information systems to automation, the series also covers the full range of sectors: retail banking, private banking, corporate banking, custody and brokerage, wholesale banking, and insurance companies. Titles within the series will be of value to both academics and those working in the management of financial services. More information about this series at http://www.springer.com/series/14627

Bernardo Nicoletti

The Future of FinTech Integrating Finance and Technology in Financial Services

Bernardo Nicoletti Rome, Italy

Palgrave Studies in Financial Services Technology ISBN 978-3-319-51414-7    ISBN 978-3-319-51415-4 (eBook) DOI 10.1007/978-3-319-51415-4 Library of Congress Control Number: 2017932557 © The Editor(s) (if applicable) and The Author(s) 2017 This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. The publisher remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Cover design by Samantha Johnson Printed on acid-free paper This Palgrave Macmillan imprint is published by Springer Nature The registered company is Springer International Publishing AG The registered company address is: Gewerbestrasse 11,