The Changing Face of American Banking Deregulation, Reregulation, an
With almost 6,300 commercial banks, significantly more than in any other country, the world of US banking is unique, fascinating, and always in flux. Two principal pieces of legislation have shaped the banking structure in this country: The McFadden Act o
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10.1057/9781137361219 - The Changing Face of American Banking, Ranajoy Ray Chaudhuri
Copyright material from www.palgraveconnect.com - licensed to University of Wollongong - PalgraveConnect - 2016-05-10
The Changing Face of American Banking
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10.1057/9781137361219 - The Changing Face of American Banking, Ranajoy Ray Chaudhuri
Copyright material from www.palgraveconnect.com - licensed to University of Wollongong - PalgraveConnect - 2016-05-10
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Deregulation, Reregulation, and the Global Financial System Ranajoy Ray Chaudhuri
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10.1057/9781137361219 - The Changing Face of American Banking, Ranajoy Ray Chaudhuri
Copyright material from www.palgraveconnect.com - licensed to University of Wollongong - PalgraveConnect - 2016-05-10
The Changing Face of American Banking
the changing face of american banking Copyright © Ranajoy Ray Chaudhuri, 2014. All rights reserved.
Where this book is distributed in the UK, Europe and the rest of the world, this is by Palgrave Macmillan, a division of Macmillan Publishers Limited, registered in England, company number 785998, of Houndmills, Basingstoke, Hampshire RG21 6XS. Palgrave Macmillan is the global academic imprint of the above companies and has companies and representatives throughout the world. Palgrave® and Macmillan® are registered trademarks in the United States, the United Kingdom, Europe and other countries. ISBN: 978-1-137-36581-1 Library of Congress Cataloging-in-Publication Data Ray Chaudhuri, Ranajoy. The changing face of American banking / Ranajoy Ray Chaudhuri. pages cm Includes bibliographical references and index. ISBN 978-1-137-36581-1 (hardcover : alk. paper) 1. Banks and banking—United States. 2. Banking law—United States. 3. United States—Economic policy. 4. Financial crises—United States. I. Title. HG2491.R39 2014 332.10973—dc23 2014006917
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10.1057/9781137361219 - The Changing Face of American Banking, Ranajoy Ray Chaudhuri
Copyright material from www.palgraveconnect.com - licensed to University of Wollongong - PalgraveConnect - 2016-05-10
First published in 2014 by PALGRAVE MACMILLAN® in the United States—a division of St. Martin’s Press LLC, 175 Fifth Avenue, New York, NY 10010.
List of Tables
vii
List of Figures
ix
Acknowledgmentsxi 1 A Brief Chronology of U.S. Banking Regulations
1
2 The Free Banking Era
7
3 The Big Markets: New York and California
21
4 The Little Markets: The Story of Unit Banks
35
5 The Early Days of the Federal
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