Decision Making for Personal Investment Real Estate Financing, Forec
This book presents a personal financial decision making model based on six dominant decision making pathways. It outlines each pathway in detail before focusing on real estate investments in the second part of the book. Based on the authors extensive rese
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Waymond Rodgers • Timothy G. McFarlin
Decision Making for Personal Investment Real Estate Financing, Foreclosures and Other Issues
Waymond Rodgers University of Texas, El Paso/ University of Hull Hull, United Kingdom
Timothy G. McFarlin McFarlin LLP California, USA
ISBN 978-3-319-47848-7 DOI 10.1007/978-3-319-47849-4
ISBN 978-3-319-47849-4 (eBook)
Library of Congress Control Number: 2016957407 © The Editor(s) (if applicable) and The Author(s) 2017 This book was advertised with a copyright holder in the name of the publisher in error, whereas the author holds the copyright. This work is subject to copyright. All rights are solely and exclusively licensed by the Publisher, whether the whole or part of the material is concerned, specifically the rights of translation, reprinting, reuse of illustrations, recitation, broadcasting, reproduction on microfilms or in any other physical way, and transmission or information storage and retrieval, electronic adaptation, computer software, or by similar or dissimilar methodology now known or hereafter developed. The use of general descriptive names, registered names, trademarks, service marks, etc. in this publication does not imply, even in the absence of a specific statement, that such names are exempt from the relevant protective laws and regulations and therefore free for general use. The publisher, the authors and the editors are safe to assume that the advice and information in this book are believed to be true and accurate at the date of publication. Neither the publisher nor the authors or the editors give a warranty, express or implied, with respect to the material contained herein or for any errors or omissions that may have been made. Cover illustration: Abstract Bricks and Shadows © Stephen Bonk/Fotolia.co.uk Printed on acid-free paper This Palgrave Macmillan imprint is published by Springer Nature The registered company is Springer International Publishing AG The registered company address is: Gewerbestrasse 11, 6330 Cham, Switzerland
PREFACE
Personal investments generally involve one’s current needs as well as predicting one’s long-term requirements, which an individual/family performs to spend monetary resources taking into consideration various financial risks. These investments can take the form of checking, savings accounts, stock market, bonds, and mutual funds. Also, other vehicles can be utilized such as credit cards, consumer loans as well as insurance (life insurance, health insurance, disability insurance) and individual-/ employer-sponsored retirement plans, social security benefits, and income tax management. Nonetheless, many individual investors simply do not have the tools to cope with financial decisions or they are constrained by circumstances (such as time pressure, changing environments, ill-structured information, and lack of expertise regarding financial issues) or the information is just too much. In our fast-moving economy we are forever bombarded by myriad sources of information. Undoubtedly, this massive influx of information has been m
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