Disrupting Finance FinTech and Strategy in the 21st Century

This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Goog

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Disrupting Finance FinTech and Strategy in the 21st Century Edited by Theo Lynn · John G. Mooney Pierangelo Rosati · Mark Cummins

Palgrave Studies in Digital Business & Enabling Technologies Series Editors Theo Lynn Irish Centre for Cloud Computing (IC4) Dublin City University Dublin, Ireland John G. Mooney Graziadio Business School Pepperdine University Malibu, CA, USA

This multi-disciplinary series will provide a comprehensive and coherent account of cloud computing, social media, mobile, big data, and other enabling technologies that are transforming how society operates and how people interact with each other. Each publication in the series will focus on a discrete but critical topic within business and computer science, covering existing research alongside cutting edge ideas. Volumes will be written by field experts on topics such as cloud migration, measuring the business value of the cloud, trust and data protection, FinTech, and the Internet of Things. Each book has global reach and is relevant to faculty, researchers and students in digital business and computer science with an interest in the decisions and enabling technologies shaping society. More information about this series at http://www.palgrave.com/gp/series/16004

Theo Lynn · John G. Mooney Pierangelo Rosati · Mark Cummins Editors

Disrupting Finance FinTech and Strategy in the 21st Century

Editors Theo Lynn DCU Business School Dublin City University Dublin, Ireland

Pierangelo Rosati DCU Business School Dublin City University Dublin, Ireland

John G. Mooney Graziadio Business School Pepperdine University Malibu, CA, USA

Mark Cummins DCU Business School Dublin City University Dublin, Ireland

Palgrave Studies in Digital Business & Enabling Technologies ISBN 978-3-030-02329-4 ISBN 978-3-030-02330-0  (eBook) https://doi.org/10.1007/978-3-030-02330-0 Library of Congress Control Number: 2018957678 © The Editor(s) (if applicable) and The Author(s) 2019. This book is an open access publication. Open Access This book is licensed under the terms of the Creative Commons AttributionNonCommercial-NoDerivatives 4.0 International License (http://creativecommons.org/licenses/ by-nc-nd/4.0/), which permits any noncommercial use, sharing, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons licence and indicate if you modified the licensed material. You do not have permission under this licence to share adapted material derived from this book or parts of it. The images or other third party material in this book are included in the book’s Creative Commons licence, unless indicated otherwise in a credit line to the material. If material is not included in the book’s Creative Commons licence and your intended use is not permitted by statutory regulation or exceeds the permitted use, you will need to obtain permission directly from the copyright holder. This work is subject to copyright. All commercial rights are reserved by the author(s),